How can I save money buying a new car?

Special programs are savings opportunities that many car buyers don't know about.

Here is a list of Chrysler Special Programs that very well could save you money on your next vehicle purchase:

Honoring those who serve

This special offer is for those who've risked their lives defending us. If you're Active, Active Reserved, Retired Military or Retire Military Reserve you're eligible for up to $500 in bonus cash under our Military Incentive program. The offer applies to 2012 model year vehicle purchases and leases on all new vehicles (excludes SRT models, Viper and FIAT® Abarth).

Stationed Overseas?

You may be eligible for even more savings. Have your dream vehicle waiting for you.
Visit http://www.encs.com/default.aspx for more info.
View Rules

Bringing you more ways to get you where you want to be

Designed to help customers with permanent disabilities enter, exit and/or operate a new vehicle, Chrysler's Automobility Program can help you do the things you love to do in life. Our goal is to assist in lessening the burden of the financial cost of modifying your vehicle.
Chrysler Group will give you a cash reimbursement, of up to $1000, to reduce the cost of installing adaptive driver or passenger equipment on your new vehicle.
For more information visit http://www.chryslerautomobility.com

Learn More

(800) 255-9877
Hotline Hours
8 a.m. - 8 p.m. ET Mon - Fri
(855) 409-0475

rebates@chrysler.com
AUTOMOBILITY PROGRAM HEADQUARTERS
P.O. Box 5080
Troy, MI 48007-5080


Conquest Program -This program offers current owners or lessees of Volkswagen vehicles (excluding Volkswagen Routan) a $1000 rebate applied toward the retail purchase or lease* of eligible Chrysler, Dodge, Jeep and Ram vehicles. (For complete details and a list of eligible vehicles call Golling's New Car Sales department at 937-276-5056 or visit our website) The Volkswagen does not have to be traded to be eligible for the conquest program. 

National Association of Realtors Program- This program offers eligible employees, family members and members of the National Association of Realtors a $500 cash allowance to be applied toward the retail purchase or lease of an 2012 Chrysler 200, 300 or Town & Country. Members of the National Association of Realtors are also eligible for On-The-Job 2-year No Charge Lube-Oil-Filter. (For complete details and a list of eligible vehicles call Golling's New Car Sales Department at 937-276-5056 or visit our website)

United Services Automobile Association (USAA) Program - This program offers eligible consumers a cash allowance certificate of $500 or $1000 to be applied toward the retail purchase or lease of an eligible vehicle. The certificate will be delivered to eligible USAA members electronically via USAA's onlye car shopping service. Only one certificate will be allowed per each eligible vehicle. The customer may redeem this certificate at any authorized Chrysler Dodge Jeep Ram dealership. Eligible vehicles must be delivered during the program period.  (For complete details and a list of eligible vehicles call Golling's New Car Sales Department at 937-276-5056 or visit our website)

FFA (Formerly Future Farmers of America) Member Program - This program offers eligible FFA members and alumni a $500 cash allowance applied to retail purchase or lease of an eligible vehicle.  FFA members and paying alumni must show proof of membership to be eligible. (For complete details and a list of eligible vehicles call Golling's New Car Sales Department at 937-276-5056 or visit our website)

We also have special programs for certain geographical areas, small business owners, employees, and family members of employees.  Contact Golling's New Car Sales Department at 937-276-5056 or visit our website for more information.

Do you have a suggestion for a special program? Please share your ideas.

Why trade in my car?

Why trade-in?

Trading in your current vehicle towards another can partially offset the cost of the new vehicle. The trade-in's net value goes towards the purchase or lease of a new car. Conditions of a trade-in vary depending on who owns the vehicle.
If you own the vehicle, trading-in means that you're selling the car to the dealer for some determined price. As a result, the price of the new car goes down.
If you are leasing a vehicle and do not own it, trading-in means that the seller of the new car agrees to pay the outstanding costs associated with the lease. Depending on the financing of the new vehicle and the outstanding balance on the old one, trading-in can either raise or lower the new car's price. 

Why is it beneficial to trade-in?

When you trade-in you don't have to worry about selling the vehicle yourself or any of the associated costs (advertising, showing the car, etc). A dealer may offer a price you could not get yourself as an incentive to purchase a new vehicle. If the trade-in has known problems that could plague you later (when the buyer returns complaining), selling the car to the dealer eliminates the bother. Trading-in a lease car may relieve you of, in the long run, monthly costs you cannot afford. Sometimes people trade in lease vehicles because of poor gas mileage or lack of practicality.

Why decide against trading-in?

If you think you can get a better price selling privately, and it's worth the time, money and effort, do not sell to the dealer. Some cars are of special interest and dealers will not always recognize those interests.

What happens to a trade-in?

Some are kept by the dealer and resold as used cars. Many are sent to auction and purchased by other dealers for resale. Dealers know that auction prices often will not match the sum credited toward a new vehicle, but they absorb the losses as sales incentives.

How much can I expect to get?

Check used car values in guides issued by organizations such as Edmunds.com or the National Automobile Dealers Association (NADA). Often both trade-in and private sale values are listed. Factors such as mileage, overall condition, damage and known mechanical problems heavily influence the trade-in value.

When you're ready to trade in, check out our new and pre-owned car inventory for your next ride.
You can also get an estimate for your trade through AutoTrader Trade-In Market Place.

How do loans and leases differ?

Is it better to lease or buy? 

When you take out a loan, all of the money used to pay it off applies to your eventual ownership of the vehicle. The initial down payment and principal on the loan cover the total cost of the purchase.

Lease payments, however, apply only to the use of the vehicle. The total sum of payments covers the vehicle's depreciation over the time you drive it and is usually less than the outright price of the vehicle.

When is ownership transferred?

When paid in full, a loan terminates and you assume ownership. Your bank sends you the title that had been held while the loan maintained an outstanding balance.

When a lease period ends you forfeit the vehicle to the lessor, unless the lessor offers to sell the vehicle afterwards. During the entire lease period the lessor maintains ownership and simply allows you to use the car. Ownership is only transferred if you chose to buy the vehicle after the lease terminates.

How are monthly lease rates determined?

In formulating a monthly payment structure, a lessor is primarily concerned with the extent to which the vehicle will depreciate throughout the lease and the cost of borrowing money to finance the car during that period.

Three key elements:

• First, the adjusted capitalized cost is determined. This figure represents the real purchase price after elements such as the down payment, incentive discount and trade-in credit are deducted from the capitalized (actual) cost, while any fees or charges (e.g. destination) are added.

• Second, the residual value, or estimated value of the vehicle at the end of the lease, is determined and then subtracted from the adjusted capitalized cost to yield a depreciation figure. The residual value depends on the length of the agreement, expected mileage and make/model of the vehicle.

• Finally, a lessor assesses the money factor, a number that correlates with the cost of borrowing money during the lease period.

While these terms may seem unfamiliar, the Federal Reserve Board now requires dealers to publicize all leases' down payment amounts, lengths, residual values and interest rates.

What factors determine the purchase price at the end of a lease?

Most leases rely exclusively on the residual value in determining the end of term purchase price. These closed-end deals require you to pay the fixed residual amount regardless of the actual market price.

Open-end leases work differently in that the actual market value helps determine the purchase price. As a customer you are responsible for any difference between the residual and actual value when buying outright.